Conscious

Instant insights to start
living your rich life.

How to use the CSP Analyzer:

1. Gather all your financial numbers and expenses.

2. Fill out the Conscious Spending Plan (CSP) below.

3. Click "Submit" after completing the CSP.
Our AI will provide personalized insights and actionable tips.

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Your Conscious Spending Plan

Net Worth
Assets (current value of car, home, property, business)
Investments (include 401K, non retirement — all investments)
Savings
Debt (student loans, credit card debt, mortgage)
TOTAL NET WORTH$0.00
Income
Gross monthly income (all income before taxes added up)
Net monthly income (how much you take home after taxes)
Fixed Costs
Everything you need to spend during the month (50-60% of take home)
Rent / Mortgage
Utilities (gas, water, electric, internet, cable, etc.)
Insurance (medical, auto, home / renters, etc.)
Car Payment / Transportation
Debt Payments
Groceries
Clothes
Phone
Subscriptions (Netflix, gym membership, meal services, Amazon, etc.)
Miscellaneous (automatically adds 15% for things you forgot)
0.00
FIXED COSTS TOTAL$0.00
Investments
What future you needs to live (10% of take home)
Post-Tax Retirement Savings
Stocks
INVESTMENTS TOTAL$0.00
Savings Goals
Your financial goals for the future (5-10% of take home)
Vacations
Gifts
Long Term Emergency Fund
SAVINGS TOTAL$0.00
Guilt-Free Spending
What you want, period (20-35% of take home)
Dining out, movies, anything you want!
GUILT-FREE SPENDING TOTAL$0.00